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Learn all of the exceptions in your policy so that your insurance carrier won’t deny you benefits you thought you have been eligible for depending on a loophole. Check over your policy with great care, so you know what it really will, and can not buy. You might need to pay for certain things yourself, including some prescriptions or procedures. Should you get a phone call from the medical insurance company in your application process, don’t hand out any extra information. Make sure that you are merely answering the questions which they ask. Anytime that you provide the insurer with information, they may utilize it to increase your entire bill, and perhaps they could even deny you coverage. Picking generic, rather than name brand drugs, can save you money. It’s unlikely that your particular prescription will not likely have a generic option, and reports have proven how the efficacy of both name brand and generic prescriptions are equal. 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