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Hold back until open enrollment a chance to make these changes, along with changes to your vision or dental coverage. Keep in mind that the expense for individual policies are usually beyond the ones from group insurance provided by employers. You could find yourself required to compromise on both coverage and deductible. Shop around for the best rates and coverage. Vision insurance is wise if you’ve had a record of vision issues in the past, or it’s with your family history. Some of optometrist visits and also corrective lenses are covered. You are not required to possess vision insurance, and never choosing this coverage can in fact sometimes save people money. Before signing up for an additional year of coverage, ensure your prescriptions are still in the reimbursement list. It really is common for insurance firms to change the rules from year to year with little warning, so avoid enrolling for the next year until you read the newest policy. 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